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How to Decrease Loan Risk in the Subprime Market

Are you ever torn between losing business by denying a loan and accepting a loan with a customer who may not pay?


It can be challenging to know when it’s okay to take a risk. Knowing which products and solutions decrease that risk can be a major game changer!


Solution #1: Have reliable GPS tracking devices installed on your vehicles once they’re sold.


Solution #2: Use a search engine like Google and Bing to verify that the addresses given by customers are valid, and then use your CRM to verify the addresses by ensuring that the tracking units report the customers at their locations within a day.


Solution #3: Ensure that the Dealer Solution you choose has features like geofencing, payment reminders, compliant Recovery Orders, 5 minute tracking, customizable reports, Disconnect alerts, and availability to see all your devices and vehicles at a glance. This will help keep track of your inventory and will also make sure that you are aware of any units that are not tracking.


Solution #4: Focus on revenue. If you’re going to spend money on a tracking solution or improved CRM, make sure you have a way to earn that money back.


Ask the company providing your solutions how they can increase your ROI. Do they offer pre-paid maintenance solutions? Customizable coupons? A Branded dealer app or other ways to stay connected to your customers? Having these will ensure that paying customers will feel inclined to return to you again and again.


You may have guessed that Patriot Asset Management has the ability to provide all four solutions, and you’d be right!


Patriot Asset Management is also the only solution that provides complete transparency with a non-reporting dashboard. PAM does it all.

Contact us today to get an inside look of our portal and receive a free demo device!


We look forward to hearing from you.

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